USDA Loan Programs helps first time home buyers and former homeowners buy houses with a USDA Guaranteed home loan. This loan currently offers loans with the following criteria: 102% Financing which means NO MONEY DOWN.

Closing costs can be included in the loan in some cases.

All credit types are welcome to apply.

One of the only no money down options still available.

Loan can be used as a construction loan, purchase loan, or a refinance loan when the current loan is also a USDA loan.